Inside Money Today

Lendinero's blog on Growing Your Business

Business Privacy Policy

This business privacy policy applies to www.lendinero.com (“Website”).  Furthermore, this policy applied to our loan process with clients.  Lendinero is owned and operated by KGFA Capital Ventures LLC.  The Website facilitates our business loan products and related services (collectively “Services”). This Business Privacy Policy describes how Lendinero collects and uses the personal information you provide. Information may be provided (directly or through third parties), or which is automatically generated.  When interacting with our website www.lendinero.com (“Website”) and any of our approved emails where you can submit documents.  Emails approved to receive loan applications and bank statements are: submissions@lendinero.com, and any lendinero.com email.  Fax numbers when you can email documentation is only via efax.com and the fax number is: 3056750149.
This business privacy policy describes the choices available to you regarding our use of your personal and business information. In respect, to said information it will be used for the sole purpose of obtaining business funding.
Personal Information means information that personally identifies you, including your contact information, IP address, and information on the loan application. A large portion of the personal information we collect, use, share, and store is sensitive in nature. Sensitive information includes social security number and financial account information. In summary, we classify this as sensitive personal information.
Basically, when you submit information via email you should only be sending information to submissions@lendinero.com or any email associated with the domain lendinero.com. Correspondingly, the IP addresses of lendinero.com and your IP address can be tracked or retraced to confirm the sending and receiving of your information.  The following information we collect via Efax, Email.
Furthermore, we collect the following information from you via email:
One method of collecting information is via our Website and Mobile App.  Second, other methods used to collect information are via email, efax and our funding partners.  Submissions of your loan application authorize Lendinero and any of the funding partners we choose to the same rights to conduct a diligent searches.  Searches can include extensive verifications to prevent fraud and assure accuracy of information.  Verifications are obtained from credit reporting agencies and other third parties. Once a Lendinero customer or one of our funding partners, we or they may reach out to you for servicing your loan.
Use of Information
We use the information we collect to:
Privacy and Sharing of Information
Moreover, Lendinero will share your Personal Information with third parties only in the ways that are described in this Privacy Policy and as required by law. We do not sell your Personal Information to third parties.
Your personal Information may be provided to our trusted funding partners, investors, service providers, subsidiaries and affiliates.  This is conducted to provide services to help us execute the services provided to you.  Business activities include offering customer service, credit checks, bank verification, processing credit checks, secure data storage, and other similar services. These companies are authorized to use your Personal Information only as necessary to provide these types of services to us. In addition, we may share your basic information (name, company name, phone number, email address and requested loan amount) with one of our funding or business partners to provide you funding services. Also, if you do not want us to share your Personal Information in these circumstances with these business partners, please contact us to opt out by email at contact@lendinero.com.   In fact, you can send a request via postal mail at the contact information listed below. Furthermore, we may also share General Information for the same reasons as we provide Personal Information and for funding or business partners.  For the reason of conducting analyses, research and track marketing performance or as otherwise provided.
Disclosure of personal information may also utilized for the following reasons.
Client Changes and Choice
Personal Information changes occur and if you no longer desire our Service, you may correct, update, amend, delete, remove.  Your information may be included in our blog, customer section, testimonies and other areas of our website.  Without any question, you can request it to have removed by emailing us at contact@lendinero.com . Please allow 30 days for us to respond and remove said information.
Information from you will be retained for a period of 2 years.  Retention of information will be used to protect you, comply with our legal obligations, resolve disputes, and enforce agreements.

Opt-Out Policy in our business privacy policy 

From time to time, Lendinero and our funding or business partners may contact you to offer you new products and services.Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails, telephone solicitations or other forms of contact from Lendinero and trusted funding and business partners.  In view of, you can unsubscribe to these emails and calls by sending an email to: contact@lendinero.com or by postal mail at the contact information listed below.
Tracking Technologies
Marketing affiliate and marketing associated to Lendinero may use third party systems. Some of the systems we may use include: live chat, marketing trackers, survey tool service providers who use cookies or similar technologies. These technologies are used in analyzing trends, administering the Website, tracking users’ movements around the Website and to gather demographic information about our user base as a whole. Therefore, we may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.
A cookie is a small text file that is stored on a user’s computer for record-keeping purposes.  Not in call cases will cookies be used for  authentication and analytics. Cookies can be controlled by the individual browser level and can be rejected.  Learn more about cookies by visiting: www.allaboutcookies.org.
Visits to our website, data we collect via surveys, or data you log in on our web site or landing pages
As is true of most websites, we gather certain information automatically and store it in files on the cloud on the internet. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you and to improve marketing, analytics, and Website functionality.
Behavioral Advertising/Re-Targeting
We partner with third parties to display advertising such as our affiliate marketers. Our third party partners may use technologies such as cookies to gather information about your activities on this Website and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out.
Security of Information
Lendinero takes the security of your information very seriously. Your information is securely sent to Lendinero and we can request IP addresses, perhaps obtain encryptions and other information.  Our website is secured because it is located on a private hosting service.
If you allow Lendinero  or one of our funding partners to see your banking information online rather than in paper form, it is on a read-only basis. We do not have access to change, edit, or modify bank account information in any way nor do our funding partners.  We or our funding partners may use decisionlogic or another provider to verify such information. Lendinero or none of our funding partneres, employees cannot view your banking username and passwords, unless you provided in writing. If you do we are indicating to you to change the password within 2 hours of providing such information for security reasons.  Accounts are verified in this form to provide fraudulent bank statements from borrowers and to prevent fraud from unlawful referral partners.
Additional Information
Links to 3rd Party Sites
Our Website may include links to other websites whose privacy practices may differ from those of Lendinero. We may provide links to other websites in our blog or other services we may provide with approved service providers.  If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any website you visit.
Blog/Forum
Our Website offers publicly accessible blogs. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your Personal Information from our blog or community forum, contact us by email at contact@lendinero.com or by postal mail at the contact information listed below. In some cases, we may not be able to remove your Personal Information, in which case we will let you know if we are unable to do so and why. By visiting our website, submitting an application or if we successfully complete a transaction with us we may feature your business as a success story.  You may request to have the story removed by writing to contact@lendinero.com .
We will not disclose confidential information in any story we share about your business.  We will be limited to providing only your business name, your personal name, the nature of your business and or information on how your business has succeeded.  We will not disclose any personal or business information as we deem confidential.
Testimonials
We display personal testimonials of satisfied customers on our Website in addition to other endorsements. With your consent, we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us by email at contact@lendinero.com or by postal mail at the contact information listed below.
Social Media Widgets
Website social interfaces at Lendinero include social media features such as the Facebook, Twitter and other buttons. Social media platforms may collect your IP address, pages you are visiting, and may set a cookie to enable the feature to function properly.  The social media platform features and widgets are either hosted by a third party or hosted directly on our Website.  Again, interactions with these features are governed by the privacy policy of the company you are providing it to.
Changes To This Policy
Updates to this business privacy policy to reflect changes to our information practices. If we make any material changes we will notify you by email or by means of a notice on this Website prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.
Third Party Service Providers and Funding Partners
In truth, Lendinero cannot fund every loan request we obtain.  At times we may syndicate a transaction or arrange the loan with one of our funding partners.  To that end, you can visit their websites, provide information to them, or you give us authorization to provide your information to said parties for the purpose of obtaining a business loan. Interactions with the websites of our funding partners and your information will and be governed by the privacy policy of the company providing it.
In consideration, you release us from said liability.  Funding partners chosen by you and us are liable for the systems they utilize to execute the final results.  Data control is limited to the scope of Lendinero’s website, emails, and other interactions. To summarize, you must read all contracts prior to signing with one of our funding partners.  Business loan agreements may be executed online or via DocuSign with said sources.  Internet interactions with these features are governed by the privacy policy of the company providing it to you.
Security of Information
In conclusion, any questions about this Business Privacy Policy can be addressed to Lendinero.
contact@lendinero.com
KGFA Capital Ventures LLC
Lendinero
7950 N.W. 53rd Street Ste. 337
Miami, FL 33166
 
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