Personal Information means information that personally identifies you, including your contact information, IP address, and information on the loan application. A large portion of the personal information we collect, use, share, and store is sensitive in nature. Sensitive information includes social security number and financial account information. In summary, we classify this as sensitive personal information.
Basically, when you submit information via email you should only be sending information to email@example.com or any email associated with the domain lendinero.com. Correspondingly, the IP addresses of lendinero.com and your IP address can be tracked or retraced to confirm the sending and receiving of your information. The following information we collect via Efax, Email.
Furthermore, we collect the following information from you via email:
Contact information such as name, business name, email address, mailing address, and phone number;
Financial information such as bank statements, credit card statements, your average bank balance, personal and business credit history, payment behavior, bank account information, and tax ID number;
Social security number;
Unique identifiers such as user name and password, and IP address and Business information including company size, and business type.
One method of collecting information is via our Website and Mobile App. Second, other methods used to collect information are via email, efax and our funding partners. Submissions of your loan application authorize Lendinero and any of the funding partners we choose to the same rights to conduct a diligent searches. Searches can include extensive verifications to prevent fraud and assure accuracy of information. Verifications are obtained from credit reporting agencies and other third parties. Once a Lendinero customer or one of our funding partners, we or they may reach out to you for servicing your loan.
Use of Information
We use the information we collect to:
Compile, save, use and analyze your Personal Information in both a personally-identifiable form and an aggregated, non-personally identifiable form;
Operate, maintain, improve, and provide to you the Service and to conduct our business;
Verify your identity and conduct appropriate diligence;
Register you as a client and store your application, information and documents on the cloud.
Process your application and determine whether or not your business qualifies for any of our loan products if we provide you funding or any of the loan products that our funding partners may have to determine eligibility;
Process your business loan, including deducting automatic payments;
Communicate with you to send order confirmations, respond to customer service requests, send marketing communications, and send account update notifications;
Post and review your comments on our blog.
Conduct research and analyses to better understand our customers and
Produce data analytics and reports containing anonymized summaries of Personal Information. General Information may include Personal Information that has been aggregated, anonymized and will not identify you.
Privacy and Sharing of Information
Your personal Information may be provided to our trusted funding partners, investors, service providers, subsidiaries and affiliates. This is conducted to provide services to help us execute the services provided to you. Business activities include offering customer service, credit checks, bank verification, processing credit checks, secure data storage, and other similar services. These companies are authorized to use your Personal Information only as necessary to provide these types of services to us.
In addition, we may share your basic information (name, company name, phone number, email address and requested loan amount) with one of our funding or business partners to provide you funding services. Also, if you do not want us to share your Personal Information in these circumstances with these business partners, please contact us to opt out by email at firstname.lastname@example.org. In fact, you can send a request via postal mail at the contact information listed below. Furthermore, we may also share General Information for the same reasons as we provide Personal Information and for funding or business partners. For the reason of conducting analyses, research and track marketing performance or as otherwise provided.
Disclosure of personal information may also utilized for the following reasons.
- As required by law, such as to comply with a subpoena, investigations, media investigations or similar legal process, including in a bankruptcy proceeding;
- When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a request from a governmental entity;
- Involvement of Lendinero in a merger, acquisition, or sale of all or substantially all of its assets or equity. As a client you will be notified via email and or a prominent notice on our Website of any change in ownership.
Client Changes and Choice
Personal Information changes occur and if you no longer desire our Service, you may correct, update, amend, delete, remove. Your information may be included in our blog, customer section, testimonies and other areas of our website. Without any question, you can request it to have removed by emailing us at email@example.com . Please allow 30 days for us to respond and remove said information.
Information from you will be retained for a period of 2 years. Retention of information will be used to protect you, comply with our legal obligations, resolve disputes, and enforce agreements.
From time to time, Lendinero and our funding or business partners may contact you to offer you new products and services.Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails, telephone solicitations or other forms of contact from Lendinero and trusted funding and business partners. In view of, you can unsubscribe to these emails and calls by sending an email to: firstname.lastname@example.org or by postal mail at the contact information listed below.
A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. Not in call cases will cookies be used for authentication and analytics. Cookies can be controlled by the individual browser level and can be rejected. Learn more about cookies by visiting: www.allaboutcookies.org.
Visits to our website, data we collect via surveys, or data you log in on our web site or landing pages
As is true of most websites, we gather certain information automatically and store it in files on the cloud on the internet. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you and to improve marketing, analytics, and Website functionality.
We partner with third parties to display advertising such as our affiliate marketers. Our third party partners may use technologies such as cookies to gather information about your activities on this Website and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out.
Security of Information
Lendinero takes the security of your information very seriously. Your information is securely sent to Lendinero and we can request IP addresses, perhaps obtain encryptions and other information. Our website is secured because it is located on a private hosting service.
If you allow Lendinero or one of our funding partners to see your banking information online rather than in paper form, it is on a read-only basis. We do not have access to change, edit, or modify bank account information in any way nor do our funding partners. We or our funding partners may use decisionlogic or another provider to verify such information. Lendinero or none of our funding partneres, employees cannot view your banking username and passwords, unless you provided in writing. If you do we are indicating to you to change the password within 2 hours of providing such information for security reasons. Accounts are verified in this form to provide fraudulent bank statements from borrowers and to prevent fraud from unlawful referral partners.
Links to 3rd Party Sites
Our Website offers publicly accessible blogs. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your Personal Information from our blog or community forum, contact us by email at email@example.com or by postal mail at the contact information listed below. In some cases, we may not be able to remove your Personal Information, in which case we will let you know if we are unable to do so and why. By visiting our website, submitting an application or if we successfully complete a transaction with us we may feature your business as a success story. You may request to have the story removed by writing to firstname.lastname@example.org .
We will not disclose confidential information in any story we share about your business. We will be limited to providing only your business name, your personal name, the nature of your business and or information on how your business has succeeded. We will not disclose any personal or business information as we deem confidential.
We display personal testimonials of satisfied customers on our Website in addition to other endorsements. With your consent, we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us by email at email@example.com or by postal mail at the contact information listed below.
Social Media Widgets
Third Party Service Providers and Funding Partners
Security of Information
KGFA Capital Ventures LLC
7950 N.W. 53rd Street Ste. 337
Miami, FL 33166