Stay Ahead with a Business Line of Credit.
From $5K to $100K

Access Your Business Line Credit to Grow, Expand or for Future Needs

Lendinero offers access to a credit line for your businesses.  Without a doubt, this is a true revolving line of credit. In comparison to a term loan, a credit line offers your business flexibility.

Benefits of a credit a line

1. Only pay for what you use
2. No collateral
3. No long term contracts
4. Credit line replenishes as you make repayments
5. Draw funds with a click of button or same day requests

In fact, the best part of getting a credit line is that you can use the funds for any purpose.  Today, many of our clients have enjoyed the benefits of a true revolving credit line.  Also, you may not have cash needs today, but you may in the future.  Once you are approved and you accept the terms, you can access funds at anytime in the future.

What is a business line of credit? 

A business line of credit is a revolving loan that allows you to withdraw funds when you need it.  Unlike a fixed term loan, payments can fluctuate.  You can control your payments depending on the amount you withdraw and the amount you pay back to principal.  A business line of credit is like having a business reserve account.  The cash is there when you need it for opportunities or for emergencies.  Best part of it all, you only pay for what you use. 

Eligibility Requirements 

Applying for and using your credit line is easy, fast and simple.  This is what you need to meet the minimum eligibility requirements to apply for your business line of credit. 

Time in business.  Minimum 1 Year.

Credit score. 625 or above plus we review trade line history and other information. Also, we check business credit score. 

Business revenues. $100,000 per year minimum, $8333 monthly revenues. As your revenues go up, the credit line can increase. 

Other factors. Business cash flow management on your business bank account.  We look for minimal non sufficient fund activity, good closing balances.