Inside Money Today

Lendinero's blog on Growing Your Business


A better way to obtain equipment financing 


Lendinero makes equipment financing easy.

We have partnered up with top funding channels to bring this solution to you. Here are the answers to our most Frequently Asked Questions.  To qualify you need to be in business for 1 year and have good credit history and a 630 minimum credit score.  Also, if there is more than one owner that owns more than 30% they need to apply.

Will my personal credit have an inquiry when I apply?

Nope. We can make a decision without an inquiry showing up on your credit report. You need a 630 credit score or higher and good credit history; that means no collections, no high balances on credit card limits, no charge-offs, banktrupcy, etc. 
equipment financing

What transaction sizes do you finance?

From small ($5,000) to large ($500,000-plus).

What about applying – do I need boxes of tax returns and other forms?

Nope. If your transaction size is under $250,000, then all you need to do is fill out the application. You can apply online

Once we apply, how fast is your approval process?


Do you provide financing for the entire transaction?

Yes, we provide 100% financing as long as you qualify.  Can we can also provide you with a hybrid solution which means 20% with another solution and 80% with our equipment financing program.  We are flexible.  If the cost of the equipment is $100,000 and under the equipment financing program you qualify for $80,000; we can get you the $20,000 with another loan.
equipment financing made easy

What are your finance rates and Terms?

The finance rates we offer are competitive with a typical bank business loan. Rates can range from 8% to 18% annual and terms can range from 6 months to 2 years.  Your final interest rate may be lower or higher.  Payments are monthly or weekly ACH.

Do you have the restrictions that a bank has, like blanket liens and similar?

No, we do not. Our fixed-rate loans require no equipment liens, and we also do not require a compensating bank balance. Nor do you have to re-qualify for the loan annually. Assuming you make your payments, we’ll leave you alone.

Do you finance (insert type of equipment)?

Yes, we will finance almost any type of equipment, vehicle and software a business needs to conduct operations. From machinery to office furniture to electronic equipment to… pretty much everything else.
equipment financing
Any questions you have.  We can answer them.  Write to us at:
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