Inside Money Today

Lendinero's blog on Growing Your Business

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Privacy Policy

This Privacy Policy applies to www.lendinero.com (“Website”) and our loan process with clients, which is owned and operated by KGFA Capital Ventures LLC. The Website facilitates our business loan products and related services (collectively “Services”). This Privacy Policy describes how Lendinero collects and uses the personal information you provide (directly or through third parties), or which is automatically generated, when you interact with our website www.lendinero.com (“Website”) and any of our approved emails where you can submit documents.  The only email approved to receive loan applications and bank statements is: [email protected] and our efax.com number: 3056750149.

This Privacy Policy also describes the choices available to you regarding our use of your personal and or business information for the sole purpose of obtaining business funding.

For purposes of this Privacy Policy, “Personal Information” means information that personally identifies you, including your contact information, IP address, and loan application information. A large portion of the Personal Information we collect, use, share, and store is sensitive in nature, including your social security number and financial account information (“Sensitive Personal Information”).

When you submit information via email you should only be sending information to [email protected] or any email associated with the domain lendinero.com. IP addresses of lendinero.com and your IP address can be tracked or retraced to confirm the sending and receiving of your information.  Information We Collect via Efax, Email or Website:

We collect the following information from you via email:

In addition to collecting information via our Website and Mobile App, we may also collect information via email, efax and our funding partners.  When you submit your loan application you also authorize any of the funding partners we choose to the same rights to conduct a diligent search or searches on the information provided to prevent fraud and verify information.  Also, we or our funding partners may conduct a site visit to collect information, and obtain information and external data used by lenders to process applications and complete and manage transactions, e.g., from credit reporting agencies and other vendors, as well as from social media. Once you are an Lendinero customer or a customer of one of our funding partners, we or they may reach out to you for, or otherwise obtain, information if you decide to renew your loan or as otherwise needed to provide the Service.

Use of Information
We use the information we collect to:

Privacy and Sharing of Information

Lendinero will share your Personal Information with third parties only in the ways that are described in this Privacy Policy and as required by law. We do not sell your Personal Information to third parties.

We will provide your Personal Information to our trusted funding and or business partners, service providers and subsidiaries and affiliates to provide services to help us with our business activities, such as offering customer service, processing credit checks or secure data storage, and other similar services. These companies are authorized to use your Personal Information only as necessary to provide these types of services to us. In addition, we may share your basic information (name, company name, phone number, email address and requested loan amount) with one of our funding or business partners to market their services to you , provided, however, if you do not want us to share your Personal Information in these circumstances with these business partners, please contact us to opt out by email at [email protected] or by postal mail at the contact information listed below.
In addition, we may also share General Information for the same reasons as we provide Personal Information and for funding or business partners and others to conduct analyses and research and track marketing performance or as otherwise provided.

We may also disclose your Personal Information:

Client Changes and Choice

If your Personal Information changes, or if you no longer desire our Service, you may correct, update, amend, delete/remove, ask to have it removed from a public forum or testimonial on our Website or deactivate it by emailing us at [email protected] or by contacting us by postal mail at the contact information listed below. We will respond to your request within 30 days.

We will retain your information for a period of 5 years or as long as reasonably useful for commercial purposes. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Opt-Out Policy

Lendinero and our funding or business partners may contact you to offer you products and services that may be of interest to you. Out of respect for your privacy, you may choose to stop receiving our newsletter or marketing emails, telephone solicitations or other forms of contact from Lendinero and our trusted funding and business partners by following the unsubscribe instructions included in these emails or by contacting us by email at [email protected] or by postal mail at the contact information listed below.

Tracking Technologies
Lendinero and our partners (for example, our marketing partners), google adsense, affiliates via clixGalore.com or any other affiliate marketing provider we may use, or analytics or service providers, including any of the systems we may use to include: live chat, marketing trackers, and survey tool service providers use cookies or similar technologies. These technologies are used in analyzing trends, administering the Website, tracking users’ movements around the Website and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.

A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We may or may not use cookies for user authentication and analytics. You can control the use of cookies at the individual browser level. If you reject cookies. Learn more about cookies by visiting: www.allaboutcookies.org.

Visits to our website, data we collect via surveys, or data you log in on our web site or landing pages

As is true of most websites, we gather certain information automatically and store it in files on the cloud on the internet. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you and to improve marketing, analytics, and Website functionality.

Behavioral Advertising/Re-Targeting

We partner with third parties to display advertising such as our affiliate marketers. Our third party partners may use technologies such as cookies to gather information about your activities on this Website and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out.

Security of Information
Lendinero takes the security of your information very seriously. Your information is securely sent to Lendinero and we can request IP addresses, perhaps obtain encryptions and other information.  Our website is secured because it is located on a private hosting service.

If you allow Lendinero  or one of our funding partners to see your banking information online rather than in paper form, it is on a read-only basis. We do not have access to change, edit, or modify bank account information in any way nor do our funding partners.  We or our funding partners may use decisionlogic or another provider to verify such information. Lendinero or none of our funding partneres, employees cannot view your banking username and passwords, unless you provided in writing. If you do we are indicating to you to change the password within 2 hours of providing such information for security reasons.  Accounts are verified in this form to provide fraudulent bank statements from borrowers and to prevent fraud from unlawful referral partners.

 

Additional Information
Links to 3rd Party Sites
Our Website may include links to other websites whose privacy practices may differ from those of Lendinero. We may provide links to other websites in our blog or other services we may provide with approved service providers.  If you submit personal information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any website you visit.

Blog/Forum
Our Website offers publicly accessible blogs. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your Personal Information from our blog or community forum, contact us by email at [email protected] or by postal mail at the contact information listed below. In some cases, we may not be able to remove your Personal Information, in which case we will let you know if we are unable to do so and why. By visiting our website, submitting an application or if we successfully complete a transaction with us we may feature your business as a success story.  You may request to have the story removed by writing to [email protected] .

We will not disclose confidential information in any story we share about your business.  We will be limited to providing only your business name, your personal name, the nature of your business and or information on how your business has succeeded.  We will not disclose any personal or business information as we deem confidential.

Testimonials
We display personal testimonials of satisfied customers on our Website in addition to other endorsements. With your consent, we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us by email at [email protected] or by postal mail at the contact information listed below.

Social Media Widgets
Our Website includes social media features, such as the Facebook, Twitter and other buttons. These features may collect your IP address, which pages you are visiting on our Website, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on our Website. Your interactions with these features are governed by the privacy policy of the company providing it.

Changes To This Policy
We may update this Privacy Policy to reflect changes to our information practices. If we make any material changes we will notify you by email or by means of a notice on this Website prior to the change becoming effective. We encourage you to periodically review this page for the latest information on our privacy practices.

Third Party Service Providers and or Funding Partners
Lendinero cannot fund every loan request we obtain.  At times we may syndicate a transaction or arrange the loan with one of our funding partners.  If you visit their websites, provide information to them, or you give us authorization to provide your information to them for the purpose of obtaining a business loan.
Your interactions with the websites of our funding partners and your information will and should be governed by the privacy policy of the company providing it.

If you accept and agreement with one of our funding partners please read up or request their privacy policy.  Also, we are no longer liable for your information once you accept an agreement, your loan or advance request is funded by one of our funding partners.  We can only control your data within the scope of Lendinero’s website, emails, and other interactions.  Please read all contracts prior to signing with one of our funding partners.  You may execute contracts online or via docusign.  Your interactions with these features are governed by the privacy policy of the company providing it.

Security of Information
If you have any questions about this Privacy Policy, the practices of this Website, email uses, or our funding partners or your dealings with this Website, please contact us by email at [email protected], or with a letter by postal mail to:

KGFA Capital Ventures LLC
Lendinero
7950 N.W. 53rd Street Ste. 337
Miami, FL 33166

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