Today, alternative lenders have created new ways to collect business loan payments via ACH. ACH, is the automated clearing house. Alternative lenders and on-line lenders are collecting payments via daily, weekly, and bi-weekly ACH. Many business owners are not accustomed to this type of payment. Usually, entrepreneurs are used to receiving a monthly bill for their loan payment. Many business owners have expressed a concerned about ACH payments. However, ACH payments can be convenient for a business for several reasons. First, as a business owner you need to understand that a $30 per month payment is the same as a $1 per day payment. If you have to pay a lender $1 per day it is the same as paying $30 per month. Also, it is easier to pay a smaller amount than it is to pay a larger amount per month. Let’s assume you had to pay $5,000 or $10,000 per month on a loan. When you receive the bill, if you don’t have the money in your bank account it may affect your cash flow. ACH payments are easy to manage because they are automatically debited. Once, a business owner becomes accustomed to ACH payments it makes it easier to manage cash flow. Funding to existing businesseswho learn how to manage cash flow good will enable them to manage ACH payments effectively.