New financing initiatives for Latino owned businesses are available. One of the fastest and most simple initiatives is what is called a cash flow loan. What is a cash flow loan? A cash flow loan is based on the revenues of the businesses among many other factors. Some Hispanic businesses can benefit from these types of loans when banking is not an option. One of the biggest sectors dominated by Hispanic businesses is in the food industry. Cash flow loans are great for the food industry because of the turnover in inventory. Cash flow loans are more expensive than traditional loans provided by a bank. However, if Hispanic businesses need cash fast to purchase inventory or sustain their growth this type of financing is one of the best solutions. Credit decisions can be delivered the same day or in less than 48 hours. These new financing initiatives for Latino owned businesses can assist their operations.