Increasingly today more business-for-sale transactions are resting on a seller’s willingness to finance at least part of a sale. In a deal that includes seller financing, the seller takes part of the purchase price in cash and the remainder in…

Borrowing money from the people you’re closest to in life is probably the longest-standing method of funding entrepreneurial endeavors. Many people are hesitant to borrow money from friends and family for fear of straining personal relationships, but–if you make it…

For a purely commercial loan, however, growing businesses don’t typically qualify for 30-year terms. Even when real estate is involved, businesses are likely to find that 15- or 20-year terms are the norm. For most other business purposes, five years…

From credit cards and credit unions to VCs and IPOs, a dizzying array of financial tools can help entrepreneurs grow their businesses. With so many options, it’s important to pick the best tool for the job. Finance professionals call this…

Any business that carries inventory will need cash to increase their inventory or prepare for seasonal trends.  The question is; what type of cash will you need? Depending on your cash flow, businesses that generate very healthy margins may be…

Many businesses seeking financing for numerous reasons, other don’t even know the reasons, and others borrow for the wrong reasons.  When making a borrowing decision there are many things you need to take into consideration.  Here is a list of…

Today, alternative lenders have created new ways to collect business loan payments via ACH.  ACH, is the automated clearing house.  Alternative lenders and on-line lenders are collecting payments via daily, weekly, and bi-weekly ACH.  Many business owners are not accustomed…

Today, there is new method of obtaining financing.  Funding to existing businesseswho are ready to sell future earnings can benefit from such solutions.   Selling future earnings is quite simple.  Alternative lenders analyze your bank statements for the last 4 to…

Many business owners are passionate about what they do and have little interest or time for balance sheets. Few things are more tedious than the administrative tasks of running your business but tracking cash flow and profit and loss statements…

For owners who want to encourage sales sooner, pre-sell your products or services. You might couch the pre-sale as a way for consumers to plan for their future or get a jump on shopping. You can also offer to take…